I bring payments, compliance, and risk experience from GigEasy (Barclays/Bain-backed) and bolttech (a $1B+ unicorn) to NYC fintech founders post-seed.
- Audit
- Architect
- Scale
monthly retainer
Who this is for
New York founder (seed to Series A) who needs senior technical leadership before a full-time CTO hire makes sense. NYC agencies quote $150k and six-month timelines; offshore teams miss ET standups. Specifically for fintech (payments, lending, BaaS, compliance-heavy).
The pain today
- NYC agencies quote $150k and six-month timelines; offshore teams miss ET standups.
- Investors keep asking who owns architecture and security at your New York company
- Your technical founder is reviewing every PR alone and context-switching constantly
- Hiring a full-time CTO will take six months and you need direction now
The outcome you get
- Fractional CTO on standup and Slack, working the hours the engagement needs
- Architecture, hiring plan, and security posture documented in the first 30 days
- Monthly roadmap and sprint cadence your board can read
- Clean handoff plan for when a full-time hire lands
Why fractional works for New York startups
NYC agencies quote $150k and six-month timelines; offshore teams miss ET standups. A fractional engagement at $5,499/mo (CTO Advisory) gives you the same architecture judgment, hiring help, and board-level communication without the full-time cost and without the long search. I have worked inside funded teams at bolttech (a $1B+ unicorn) and at GigEasy (Barclays and Bain Capital backed, MVP shipped in 3 weeks), so I know what investors expect on a technical diligence call and what your senior engineers need from a CTO peer. When the time is right for a permanent hire, I help you interview for it.
Fractional CTO on standup and Slack, working the hours the engagement needs
How I work with New York customers
Full Eastern-Time overlap. I am on Slack and in standups from 9am ET. Daily standup, weekly architecture review, monthly board prep. US-to-US B2B contract, no 1099 or W-9 complexity, Net 30 in USD. Most of the work is async on Slack with two or three live calls per week for hiring, architecture, and investor updates. Quarterly in-person visits are folded into the retainer for local metros; more frequent travel is available at cost. You own all documentation, runbooks, and architecture specs as work made for hire on payment.
40+: Payment providers integrated.
What 20 hours a week actually covers
In a typical week I run architecture review, pair with your senior engineer on the hardest tickets, help you hire or fire, own vendor decisions across cloud, observability, and data, write or review specs for new features, and sit in on investor updates. I do not write every line of code. I keep your team moving and your board calm. If you need more hands I ramp to the full Fractional tier at $9,499/mo. If you need less, CTO Advisory at $5,499/mo covers strategic review and hiring without daily ops. Every tier is month-to-month with a 14-day money-back guarantee and zero equity.
Recent proof
A comparable engagement, delivered and documented.
Unified payment orchestration across Asia and Europe
Delivered the payment orchestration platform at bolttech, a $1B+ unicorn, with 40+ integrations across multiple regions.
Read the case studyFrequently asked questions
The questions prospects ask before they book.
Full Eastern-Time overlap. I am on Slack and in standups from 9am ET.
Yes. Quarterly travel is folded into the retainer for most metros; additional visits bill travel at cost.
US-to-US B2B contract, no 1099 or W-9 complexity, Net 30 in USD.
English is the working language. I am also native in Portuguese and conversational in Spanish.
No. Monthly cash retainer only. It keeps incentives clean and means you can cancel any time without cap-table paperwork. Month-to-month with a 14-day money-back guarantee.